Bournemouth Property Market Update - Novemember 2025

With the Chancellor now confirming the key housing-related measures, the good news is that the months of uncertainty are finally behind us. This clarity is exactly what the property market needs, and we’re already expecting confidence to return—particularly at the higher end of the market, which has been most affected by speculation around possible stamp duty changes.

No Changes to Stamp Duty

Despite widespread rumours, stamp duty remains untouched.
For most buyers, this is one of the most welcome outcomes of the Budget. It means no unexpected costs, and anyone planning a move can now proceed knowing exactly where they stand.

Mansion Tax Coming in 2028

Homes valued above £2 million will see a new “mansion tax” from April 2028.
This affects only a small part of the market, and because it doesn’t apply for several years, high-value homeowners can plan ahead with confidence.

Landlords to Pay an Additional 2% Income Tax From 2027

The extra tax on rental income won’t take effect until 2027.
This gives landlords time to review their portfolios and make informed decisions without immediate pressure or disruption.

What This Means for the Bournemouth Market

Here in Bournemouth, the Budget supports what we’ve been seeing firsthand:
buyers and sellers want stability, and the confirmation of these measures provides exactly that.

 

For Sellers

  • Expect increased activity, especially from committed buyers who were previously holding back.
  • High-value properties in areas such as Talbot Woods, Queens Park, Westbourne, and the cliff-top locations may see renewed interest as buyers look to take advantage of the current tax landscape before the 2028 changes.
  • Greater certainty typically leads to firmer demand and more stable pricing.

For Landlords

  • While the 2027 tax change may influence future planning, it won’t immediately affect rental demand or values.
  • Bournemouth’s rental market is driven by professionals, families, and students. 

For Buyers

  • Confidence is likely to improve now that stamp duty remains unchanged.
  • Many who have been “waiting to see” can now move forward with their plans.
  • Competition between lenders is increasing, which is fantastic news for buyers. We’re already seeing new products emerging, including 99% mortgages with deposits as low as £5,000—a clear sign that lenders are working hard to attract new borrowers and support first-time buyers.
  • Overall, access to finance is becoming more flexible, making it easier for buyers to find a product that fits their needs.

Overall Market Outlook

The key theme is stability returning to the market. The speculation of recent months did dampen activity at certain levels, but with the Budget now fully confirmed—and key changes scheduled years ahead—buyers and sellers can move forward with much more confidence.